Adversarial Training for Tabular Credit Scoring: A Multi-Attack Robustness Evaluation in P2P Lending
Machine learning-based credit scoring is increasingly central to Peer-to-Peer (P2P) lending, yet its resilience to adversarial manipulation, where applicants strategically alter self-reported inputs to secure favourable decisions, remains poorly understood. Most adversarial-robustness evidence comes from image and text domains and...